This site does not include all credit card companies or all available credit card offers. Other factors, such as our own proprietary website rules and the likelihood of applicants’ credit approval also impact how and where products appear on this site. The Fidelity Rewards Visa Signature Card provides 2% on all purchases with no annual fee but requires that cardholders have a specific Fidelity account. Sign on here. Based on TPG’s latest valuations, this means you’d be getting a 3% return on everyday spending. As you can see, the Citi Double Cash Card easily outpaces the Quicksilver Cash Rewards after the first year if you also have the Citi Premier Card or Citi Prestige and plan to convert your Double Cash Card cash rewards to Citi ThankYou points and then transfer to airline partners. Do you have experience with the Citi Double Cash Card? However, we do receive compensation when you click on links to products from our partners. New to The Points Guy? This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Ultimate Rewards travel (with Sapphire Reserve card). Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. Hire the best financial advisor for your needs. As you’re making your decision on whether this card is a fit for you, please use this review in conjunction with Clark Howard’s 7 Rules for Using Credit Cards. That’s 3X points in addition to the 2X points you already earn on travel. But the Citi Double Cash card is also a great cash back option, both as a stand-alone card and for pairing with bonus category cards. Alliant Credit Union offers members unlimited 2.5% cash back with its credit card, which is a bit better than the Citi Double Cash. Your card may have additional benefits other than these listed above. The Double Cash rewards system is unique compared to most other rewards cards, which reward purchases only – without providing the extra incentive to pay in full. However, the Slate Card does not provide rewards. If you apply for a credit card, the lender may use a different credit score when considering your application for credit. Write CSS OR LESS and hit save. Overall, The Citi Double Cash Card is a top choice for cash back credit cards. A competing card in balance transfer space would be the Chase Slate Card. You can redeem any number of points at any time for a variety of options, including cash back, gift cards, travel and Amazon.com merchandise. Citibank.com provides information about and access to accounts and financial services provided by Citibank, N.A. “Because usually they’ll charge you high interest rates on any balance you carry. Additionally, any companies mentioned in the content do not assume responsibility to ensure that all posts and/or questions are answered. Then you can redeem these points as if they were earned by your Citi Premier or Citi Prestige. ADVERTISER DISCLOSURE While this can be done slowly over time, it’s better to pay the balance on that purchase at the completion of the billing cycle.