Both cards fit into his strategy for steady cash back returns with no annual fees.
The site does not review or include all companies or all available products. However, from time to time, the PayPal Cashback Mastercard does target some PayPal customers with limited-time welcome bonus offers. The earning rate on the Citi® Double Cash Card is a flat 2% cash back on all purchases, providing you pay your monthly bill on time. Get a new Citi Cash Back Mastercard ® from your phone or computer in an easy, paperless signup process. 2% cash back is not a very good reward in my opinion and thus not worth applying for. I probably got this offer based on my PayPal history: It’s not an offer that was ever promoted on the website. You can request a check, use the balance as a statement credit, transfer to a linked Citi bank account or convert to Citi ThankYou rewards points. The Citi® Double Cash Card and Chase Freedom Unlimited® cards are two cards with no annual fees and powerful benefits.
2. Business Insider may receive a commission from The Points Guy Affiliate Network, but our reporting and recommendations are always independent and objective. Each ranks among our top cash back credit cards. If you are looking for a steady, everyday 2% cash back credit card, you really can’t go wrong with either of these options. Editorial Disclaimer: The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. After the first calendar year, it will depend on your specific spending patterns.
^ Spend refers to eligible retail purchases as defined in the Citi Cash Back+ Cardmember's Agreement. Neither offers one as a part of its promotional package for the credit card. [Cardratings.com] Many of the listings that appear on this website are from companies which we receive compensation. 1. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. ). To earn cash back, pay at least the minimum due on time. And with no category spending limits, that’s 2% cash back — unlimited! [CreditCards.com] This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as CreditCards.com. Also, you can only apply for one Citi Business card every 95 days. No category concerns. Some cards earn higher rates of cash back on rotating categories.
This does not influence whether we feature a financial product or service. Our editor's ratings are primarily based on 3 things: simplicity, affordability, and value. Account active Because there is no welcome bonus on the Citi Double Cash, it may make sense to do a product change from a different Citi credit card rather than signing up for the Double Cash as a new card.