).If the Consumer fails to respond to the summons or fails to appear at the court proceedings, the Judgment is issued or granted in Default.

.customForm .form-control { /* GO FULL WIDTH BELOW 480 PIXELS */ We at ClearScore show you your report provided by Experian, you can look at it as often as you wish, but it will only be refreshed once a month. Learn.

.span_6_of_12 { } .span_7_of_12 { height:auto !important; padding-bottom: 76.25%; /* GROUPING */ A default on a credit report is listed when a consumer has borrowed money from a lender and has not followed through repaying the debt under the terms of the agreement. At this point, your credit has likely started to slump. Another consideration is the time specifications afforded to certain loan types. }

} } Some consumers skip this step because it seems time consuming, but it’s worth the it. Optional, only if you want us to follow up with you. } width: 15.33%; There are preventive actions you can take to avoid a default listing on your credit report: Also, read the terms and conditions of your financial product before signing your name on the dotted line so you fully understand the agreement between yourself and the lender. width: 40.73%; }

@media screen and (max-width: 720px){ You need to phone the relevant credit bureau and ask for a copy of your bureau report. width:200px !important; width: 66.13%; } Cancel anytime. height:auto !important; Save money and build credit with a secured-installment loan that you can access after 12 or 24 months. .span_8_of_12 { } } How Long Bad Credit Stays on Your Credit Report Depends on the Credit. Law firm that offers three tiers of credit repair suited to your situation. @media screen and (max-width: 550px) { width: 49.2%; display: none !important; } To get your free Experian credit report and score, please register (you will have to re-register, if you are an existing Experian CreditExpert user due to security enhancements) using your South African ID and phone number. width: 91.53%; If the credit provider hasn’t taken that action yet, communicate that you’d like to settle the debt directly and the lender may work with you to create a payment plan.