Include copies of receipts if you have them (if not, you’ll need some other proof of purchase). Zero liability on lost card In the infortunate event if you lose your HDFC Bank Business MoneyBack credit card, report it immediately to our 24-hour call centre. An applicant can apply for the HDFC Money Back Credit Card via both online and offline modes. Apart from offering a Fuel Surcharge Waiver, the card is also highly safe and secured to use. Thank you, your feedback has been submitted. You can use our template letter to make a section 75 claim. - Get free trusted guidance and links to direct support. The toll free numbers provided by HDFC can also be found on the website of the bank. Your transactions get safer and secured by using this card. But, not all situations are covered. postage) or consequential losses (e.g.
It doesn’t matter whether you use your card to buy something in the UK or overseas, you’re covered in exactly the same way. HDFC Customer Care is a robust and prompt division of the bank which takes care of the queries and concerns of the customers pertaining to its products. It works by the card company trying to claim your money back from the company you’ve paid, by reversing the transaction. These Reward Points can be redeemed for exciting gifts and attractive offers. Eligibility Criteria for HDFC MoneyBack Credit Card. Here’s how it works and how to go about making a claim. Saturday, Sunday and Bank Holidays, closed. If you’re looking for the highest paying flat rate cash back credit card, the Alliant Cashback Visa Signature Credit Card is hard to top. Should you borrow from family or friends? One can get in touch with them through the official website of the bank. You can dip these cards at a chip-enabled POS or swipe it in a regular POS which isn’t chip enabled. Explain what you’d like the credit card company to do, which will usually be to refund the purchase price into your credit card account – be sure to state: “I am making a claim under Section 75 of the Consumer Credit Act”. You can thus read the SMS carefully and ensure sufficient balance in your bank account to let the payment go through smoothly. Chargeback isn’t legal protection like section 75. Give us a call for free and impartial money advice. Maintain a habit of paying the bills on time to ensure there remains no blot in your credit record. How to Apply for HDFC MoneyBack Online at Wishfin? Chargeback is when your card provider asks the seller's bank to refund the money to your account. Alternatively, if you want to sort out certain issues in person, you can always visit the nearest HDFC branch and get in touch with their executive for your concerns. It gives access and freedom to the card bearer to check their expenditure and repayments over a certain period of time. © Copyright 2020 The Money Advice Service 120 Holborn, London EC1N 2TD. Rent to Own – what the FCA announcement means for you. The Reward Points accumulated by you through purchases are valid only for 2 years from the date of their accumulation. It works by the card company trying to claim your money back from the company you’ve paid, by reversing the transaction. How to choose and apply for a credit card, How to work out the true cost of borrowing, Avoid high fees and hidden borrowing costs.