Our marketing partners don’t review, approve or endorse our editorial content. Using your rewards: You can redeem cash back for gift cards, statement credit or a deposit into a U.S. bank savings, checking or money market account.
The U.S. Bank Cash+™ Visa Signature® Card gives you the freedom to pick two (!)
Once you hit the $2,000 limit, your cash back rate drops to 1% for those special categories.
Flat-rate cash back cards typically offer 1.5% back on all purchases, meaning you won’t need to deal with categories, maximum spends and quarterly sign-ups.
(Rates & Fees). Like the Chase Freedom Flex℠ above, you can get more out of this card by pairing it with certain other Chase Ultimate Rewards cards. U.S. supermarkets (up to $6,000 spent annually), $250 statement credit for spending $1,000 in the first 3 months, Cashback Match: Get double cash back for the first year, provided at the end of the first year, Travel purchased through Chase Ultimate Rewards, Grocery store purchases (not including Target or Walmart purchases; up to $12,000 spent in the first year), $200 bonus for spending $500 in the first 3 months. You’ll have to deal with a $25,000 annual limit on those 5% business categories, however, with a separate $25,000 limit for the 2% categories, and that could feel restrictive. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). That’s because you get a lower rate in return for a simpler cash back scheme. DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. The information related to Discover it® Cash Back has been collected by Credit Card Insider and has not been reviewed or provided by the issuer or provider of this product. App Store is a service mark of Apple Inc. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. There are a couple other Amazon credit cards that can get you 5% cash back at the online mega-retailer (if you have Prime): Don’t fret, small business owners — we’ve got a card for you too. We put together a list of the cards with the highest cash back rates to help you out. Best Cash-Back Credit Cards 1. This site may be compensated through third party advertisers. That's why we provide features like your Approval Odds and savings estimates. This date indicates our editors’ last comprehensive review and may not reflect recent changes in individual terms.
There are some useful 2% categories tagging along as well (drugstores made the list, which you don’t often see). 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). A list of these issuers can be found on our Editorial Guidelines. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. Any opinions, analyses, reviews, or evaluations provided here are those of the author’s alone, and have not been reviewed, approved, or otherwise endorsed by the Advertiser. That means you could earn up to $360 in cash back on groceries each year in that bonus category. Just keep in mind you must re-enroll in the program each quarter to qualify. Best Cash Back Credit Cards Best flat-rate cash back credit cards.
That means if you spend say $500 per month on Amazon and at Whole Foods, you can earn $300 each year in cash back. We think it's important for you to understand how we make money.
No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site. You’ll also earn a $70 Amazon.com gift card if you apply and are approved for the account. In college? ), If the Blue Cash Preferred looks good but you don’t spend too much in its categories, consider the Blue Cash Everyday® Card from American Express (Review). Deeper dive into the best cash back credit cards Blue Cash Preferred Card from American Express: Best for gas, groceries and streaming (Photo by The Points Guy) Welcome offer: $250 statement credit after you spend $1,000 in purchases on your new card in your first three months of account opening. Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. You’ll also earn 6% cash back on select U.S. streaming subscriptions, 3% cash back on purchases at U.S. gas stations, 3% cash back on transit (including taxis/rideshares, parking, tolls, trains, buses and more) and 1% cash back on all other purchases. The Discover it® Cash Back offers 5% cash back on up to a capped amount (currently $1,500) in purchases each quarter in rotating categories when you activate (cash back drops to 1% in those categories after you hit that cap).