Although the Citi® Double Cash Card is a great no-fuss cash back card, it doesn’t come with one of the most sought-after perks: A sign-up bonus. The Credit Karma site is not authorized by the New York State Department of Financial Services. What do I need to know about no-annual-fee credit cards? The best way to avoid extra fees like these is to be aware of all the fees your card has. The big welcome bonus and 0% intro APR offer round out a diverse feature set. A total of 2% for every purchase is a bigger reward than you can get with many competitors, such as the Capital One® Quicksilver® Cash Rewards Credit Card A no-annual-fee credit card is obviously the right choice if you don't want to pay an annual fee, because money's tight or you just don't like the idea of paying for a credit card. Plus since Citi® Double Cash Card gives you 1% back when you pay off your balance, it may be an incentive to pay off your balance on time. Fortunately, the answer is yes. Who can argue about cold hard cash that can still be used for anything you want? On For the biggest benefit, take some time to get clear about what you’ll be spending on. This card is no exception, but unlike other cards with big cash back potential, the U.S. Bank Cash+™ Visa Signature® Card lets you leverage your rewards by choosing your own earnings categories. Reasonable efforts are made to maintain accurate information.
The addition of a 0% Intro APR offer makes it even more surprising that there's no annual fee. Secure Website. Read Full Review, Unlimited 1.5x points, 25%-75% more points for Bank of America Preferred Rewards members, Purchases: 0%, 12 billing cycles In addition, a no-annual-fee card is a good choice if any of the following applies: You should look for a competitive rewards rate and sign-up bonus or a lengthy 0% intro APR offer, depending on why you need a no-annual-fee credit card. Learn more about the Blue Cash Everyday from American Express, Discover It Secured (Photo: Reviewed / Naidin Concul-Ticas). Let friends in your social network know what you are reading about. Read Full Review, Purchases: 0%, 18 months It allows you to store your credit and/or debit card information in a digital format so that you can make purchases directly through your smartphone or other device that store your mobile wallet. Balance Transfers: N/A, 25,000 points after spending $1,000 within 90 days, A perennial interest-avoiding favorite with a long 0% intro APR for both purchases and balance transfers. Plus you’ll earn 2% cash back, with no cap on earning, on your choice of either gas stations, grocery stores or restaurants. — Our editors review and recommend products to help you buy the stuff you need.
We’re firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). You can find cash-back cards and travel cards with no annual fee.
The Wells Fargo Cash Wise Visa® card does a little more for you than the average cash rewards card.